Mortgages made easy!
Mortgages made easy! Feel supported, every step of the way
Tailored Services
Throughout my career, I have developed a deep understanding of mortgage products and protection solutions, enabling me to provide clients with tailored advice that suits their unique needs.
Mortgages
Securing your mortgage through expert qualified advice & relationships with lenders. I will do everything I can to ensure the application progresses smoothly.
Insurance Protection
Guidance on Insurance Protection needs such as Life Cover, Critical Illness, and Income Protection.
Market Advice
Comprehensive market advice on Mortgages for residential purposes, Remortgages, Home Movers, First Time Buyers, Buy-to-Let Investments, Holiday Lets, and whatever other mortgage needs may arise

“I take the time to fully understand my clients’ needs and personal circumstances, enabling me to provide tailored advice that meets individual requirements.”
– Joanna Ziou

Personalised Support, Every Step of the Way.
Welcome I am Joanna Ziou!
I am a highly experienced Mortgage and Protection Consultant with over a decade of expertise in the mortgage industry.
I take the time to fully understand my clients’ needs and personal circumstances, enabling me to provide tailored advice that meets individual requirements.
Buying a property or reviewing an existing mortgage can be stressful and time-consuming. That’s why I’m here to assist and guide my clients through the process. I will do everything I can to ensure the application progresses smoothly. I oversee the entire process from the submission of the mortgage application to completion, providing regular updates, liaising regularly with the lender, estate agents and solicitors.
Client satisfaction is at the core of everything I do.
I take pride in delivering an excellent customer experience and I prioritise building and maintaining client relationships. This often leads to clients recommending me to their family, friends, and colleagues.